Budget App - Cloudmaking

Step 1

Tell us where you're starting so we can forecast any range you set with confidence.

Tip: use today's date to see the next year, or a future date to preview a move.

Starting Balance

Balance at the beginning of the projection period.

Projection Start Date

The date from which the budget projection begins.

Fields save automatically.

Step 2

Add your predictable income, bills, weekly spending, and one-off payments to build a realistic cash runway.

You can always add or remove rows—your projection updates when you recalc.

Add paychecks, side hustles, or stipends. Include the pay day for accurate projections.

Put in due dates for rent, utilities, loans, or recurring services.

We automatically shift a due date to the month's last day if it doesn't exist (like the 31st in shorter months).

Great for domains, insurance, or any annual bill. Pick the month and exact day so it lands in your projection automatically every year.

We’ll clamp the day to the end of the month when needed (e.g., a 31st charge in February).

Capture flexible spending like groceries, transport, or fun money and pick the weekday it leaves your account.

Each weekly amount deducts on the day you select (default is Saturday to mirror weekend shops).

A flat amount taken out every calendar day—good for coffee runs, transport taps, or pocket money you spend most days.

Applies across your projection window and counts toward expenses.

Add future one-time expenses like buying a phone, vacation, or any planned purchase with an exact date.

Export a CSV backup of your setup or import one to restore your budget fast—perfect when you want to edit on another device.

Changes save instantly—no apply button needed.

Step 3

Pick a custom date span—down to the day—then chart it monthly or yearly alongside the ledger.

Tweaked something? Hit recalc to keep the projection fresh.

The chart, ledger and PDF export follow this tab’s date range.

Chart detail

Range start

Range end

Default range is 12 months from your projection start. Set exact dates (e.g., mid-2026 to mid-Nov 2027) to dive deeper.

Balance and savings across your chosen range

Month view (day-by-day balance)

See the projected balance for every day of any month inside your chart range.

Pick a month

Set a chart range that includes at least one full month to see a daily breakdown.

Detailed month-by-month ledger

Month	Starting Balance	Income	Bills	Expenses	One-Offs	Ending Balance	Savings